National Pension System (NPS)
Turning Today's Savings into Tomorrow's Freedom
Secured & Trusted
Trusted by 1 Million+ Pension Savers
Regulated by PFRDA & backed by the Government of India — your retirement savings are in safe hands
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Long-term Wealth Growth
Grow Your Pension Fund with Long-term Returns
Diversified investment in Equities, Government Securities, and Corporate Bonds to grow your retirement corpus through the power of compounding
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Dual Retirement Advantage
Enjoy Lumpsum at Retirement and Monthly Pension for Life
Withdraw up to 60% of your NPS retirement corpus tax-free and use the remaining 40% to purchase an annuity that pays you a lifelong monthly pension
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Tax Benefits
Save up to ₹62,400* in Taxes
Enjoy tax-free withdrawals up to 60% of your retirement corpus. Claim benefits under Section 80C (₹1.5 lakh) and 80CCD(1B) (additional ₹50,000) under the old tax regime
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Flexibility & Low Cost
Start Your Retirement Planning with Just ₹500
Start your pension investment journey with as little as ₹500. Adjust your contribution, asset mix, and fund manager anytime — all at one of the lowest management fees (0.01%)
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Universal Eligibility
For Every Indian, 18-70 yrs
Secure your retirement, whether you're salaried, self-employed, a freelancer, or homemaker. Central & State Government employees
Why should you not delay investment in NPS?
If you start at ||| age 25 and invest
₹5,000/month till 60 (assuming 10% return):
≈ ₹1.60 Crore+
If you start at ✦ age 35 and invest
₹5,000/month till 60 (assuming 10% return):
≈ ₹58 Lakhs
Why NPS is for you
Think of NPS as your retirement salary — money that keeps coming even after you stop working. It helps you create long-term wealth by investing across equity, bonds, and government securities at one of the lowest costs in the world.
Start early, let compounding multiply your savings, and secure your tomorrow today — with an account that takes just 5 minutes to open
How to Secure Your Retirement?
STEP 1
Register <Here> with Aadhaar/PAN
STEP 2
Choose your fund manager & contribution
STEP 3
Start investing from as little as ₹500
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STEP 4
Track & manage account anytime online
FAQs
All you want to know about the service
What is the National Pension Scheme (NPS)
National Pension Scheme is a government-backed retirement savings plan where you invest during your working years to get income after retirement, with tax benefits and flexible investment choices.
What are the benefits of National Pension Scheme (NPS)
The National Pension Scheme benefits include retirement income security, tax benefits, offer flexibility in investment options and long-term growth potential.
How to find PRAN Number on the Protean eGov portal?
If you've already registered for NPS through Protean eGov, you can find your PRAN number in several ways: Check the email and SMS you received upon successful registration. Log in to your eNPS account on the Protean eGov portal. Your PRAN will be displayed on your dashboard. You can also use the "Forgot PRAN" option on the eNPS portal by providing your registered details.
How to invest in NPS online?
You can invest in NPS online by visiting the official eNPS website or NPS by Protean App. Alternatively, you can choose to invest through your choice of Point of Presence (POP).
How to check NPS balance?
To check your NPS balance online, log in to the eNPS portal or NPS by Protean App using your PRAN and password to view your current holdings. Alternatively, you can check your NPS Balance through app provided by Point of Presence (POP).
What is Tier-2 in NPS?
Tier-II in the National Pension System (NPS) is best known as a voluntary savings account that you can open only if you already have a Tier-I account. Unlike the mandatory Tier-I account focused on retirement savings with restricted withdrawals and tax benefits, Tier-II offers you greater flexibility, allowing you to deposit and withdraw funds anytime without any significant restrictions, much like a regular investment account.
What does the NPS Vatsalya Scheme offer?
The NPS Vatsalya Scheme, facilitated by Protean eGov Technologies Limited, is a pension scheme under the National Pension System (NPS) specifically designed for minor Indian citizens.
Who can register for NPS Vatsalya through the Protean eGov website?
Any parent or legal guardian of a minor (under 18 years of age) who is a citizen of India can register their child for NPS Vatsalya through the Protean eGov eNPS portal. Non-Resident Indians (NRIs) and Overseas Citizens of India (OCIs) can also register as guardians with specific documentation.
What documents are required for NPS Vatsalya registration on Protean eGov Portal?
For registering for NPS Vatsalya through Protean eGov, you will generally need: Proof of Date of Birth for the minor (Birth certificate, School leaving certificate, Matriculation Certificate, PAN, Passport). KYC documents of the guardian (Aadhaar, Driving License, Passport, Voter ID card, NREGA Job Card, National Population Register).